Mario's own damn state of the union
Mario’s state of his own damn union
I understand that A) There are bigger things in the world than me and B) Most of you don't care too much about just how I run my life.
That said:
I decided today, facing down having overspent myself so much that I bounced a 17,126 dollar check, that I am living like a buffoon.
I routinely spend money I should not and believe, in an amazingly foolish optimism of some kind, that I'm gonna have the money/not overdraft my account, costing $25 every time.
SO:
No more spending unless I have to.
Why bother telling you? Because it's going to mean I have to sereously change how I think about my life. I have to recognize that a good time can't cost so much. In the past I've tried to be very generous with cash, buying meals/beer or whatever for folks so we could all have fun. Most of the time this is in spite of their wishes, because I want everybody to "have fun". That can't be how I define fun any more.
In fact, I need to eat out far less often. I must teach myself to eat at home and for cheaper, because I am tired of feeling low and powerless when I need to pay my bills and the cash just isn't there.
I owe my Mom so much it's unacceptable and now my grandparents will be receiving a monthly check as well. I have two credit cards to pay off and due to my own inability to control my speed an incredibly expensive insurance policy to cover. In short, I have serous responsibilities to myself.
I very much appreciate the "no duh" of this blog in the sense that many of you work harder than I for less cash and have more bills. That said, I just need all of you to understand that this blog is for accountability. I must hold myself accountable for making my life less stressful and more secure. I must hold myself accountable for being the man I need to behave like. I would love your help hold me accountable as well, if even just in your understanding if I choose not to buy beer or drinks or food when we go out. I promise I'll enjoy myself anyway, and hope that passing on offers to spend money doesn't make me seem less fun to be around.
I think I covered all of it just there, so I'll just say thanks to all of you for helping me out with this.
-M
I understand that A) There are bigger things in the world than me and B) Most of you don't care too much about just how I run my life.
That said:
I decided today, facing down having overspent myself so much that I bounced a 17,126 dollar check, that I am living like a buffoon.
I routinely spend money I should not and believe, in an amazingly foolish optimism of some kind, that I'm gonna have the money/not overdraft my account, costing $25 every time.
SO:
No more spending unless I have to.
Why bother telling you? Because it's going to mean I have to sereously change how I think about my life. I have to recognize that a good time can't cost so much. In the past I've tried to be very generous with cash, buying meals/beer or whatever for folks so we could all have fun. Most of the time this is in spite of their wishes, because I want everybody to "have fun". That can't be how I define fun any more.
In fact, I need to eat out far less often. I must teach myself to eat at home and for cheaper, because I am tired of feeling low and powerless when I need to pay my bills and the cash just isn't there.
I owe my Mom so much it's unacceptable and now my grandparents will be receiving a monthly check as well. I have two credit cards to pay off and due to my own inability to control my speed an incredibly expensive insurance policy to cover. In short, I have serous responsibilities to myself.
I very much appreciate the "no duh" of this blog in the sense that many of you work harder than I for less cash and have more bills. That said, I just need all of you to understand that this blog is for accountability. I must hold myself accountable for making my life less stressful and more secure. I must hold myself accountable for being the man I need to behave like. I would love your help hold me accountable as well, if even just in your understanding if I choose not to buy beer or drinks or food when we go out. I promise I'll enjoy myself anyway, and hope that passing on offers to spend money doesn't make me seem less fun to be around.
I think I covered all of it just there, so I'll just say thanks to all of you for helping me out with this.
-M