So the job at Hollywood really seems to be working out. Never before have I seen--or even heard of--a job where all the employees are able to eat fast food on the clock, sometimes even wandering over to a nearby Taco Bell or Wendy's without even punching out in order to pick the food up. I'm sure corporate isn't too big on that policy, but it's
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Basically, whether you're getting a deal or not depends on what you're truly looking for. If I could go back and do it all over again, I'd be all up on a fixer-upper, something I could pay for in one shot and not finance. And a good deal would, in that case, be something I want under blue book.
But when you're shopping new or close-to-new vehicles, then you have warranty considerations. My two beefs with financing cars are 1. the hell of making 60 payments or 72 payments or however many it is parsed out to. (I am on a 6 year plan) 2. The rapid loss of vehicle value versus the amount owed. Entry-level cars such as the ZX2 tend to lose value very quickly, and should you be in a position where you want to get out of owning the car, you may have a hard time selling it for what you owe or greater.
But that's only relevant if you ever want to sell the car, I guess. Whatever you do, man, just make sure you get gap coverage for a financed vehicle.
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