Countdown to retirement
I did some interesting math today. If I retire at the end of the year when I turn 63 I will earn less per month than if I wait for full retirement age of 70. But, if I live to 85 I will earn $35,000 more by retiring sooner. So, my current plan is to clean up a couple of small credit card accounts, practice living on reduced means, and plan my artistic career to get it working right by 2015.