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steer December 27 2016, 16:34:52 UTC
I pointed it out elsewhere but number of families owning their own home is also a flawed metric. Consider an example country that consisted of one millionaire in their own castle and a family of nine renting -- this is 10% home ownership not 50%.

It's actually hard to know how to consider a young adult living with their parents who own the house. Are they in a house they own or not? In the family metric they might be part of a family that owns a house and counted as an owner occupier. The individual might consider themselves worse off than someone renting though (they would prefer to have enough money to rent not live with parents). The link says they count "dependent children" when thinking about families -- I'm not sure precisely how they defined dependent children there. Unfortunately I can't quickly find the original report.

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andrewducker December 27 2016, 16:43:32 UTC
Hmm. You've got a variety of circumstances here:
1) People who own their home outright and pay nothing for it
2) People who own their home, but are paying off a loan on it
3) People who are paying others rent
(Possibly subdivided further depending on housing benefit)
4) People who gain housing for free through a dependency arrangement (children, partners, dependent parents, etc)
5) People who have housing through a care-system of some kind
6) People who are held by the state in some way
7) Those without anywhere at all to stay

I'm sure there are a few I've forgotten. I'd be interested to see how the individual numbers break down though.

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steer December 27 2016, 17:14:20 UTC
Yes, there's a number of classes of people as you suggest. I would suggest that most of those classes further divide into what those people think about their arrangement. A "happy" couple sharing a house with their young teenage offspring is very different from a couple who have split up sharing a house with their older teenage offspring (all of whom would want to move out if they could afford it ( ... )

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chess December 29 2016, 11:58:45 UTC
'a dependency arrangement' can also cover people housing their friends who would otherwise be homeless, rather than only a family relationship. (Often illegally, which makes it quite hard to calculate numbers, as the people doing it don't want their landlord to know.)

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