(no subject)
All the reasons in the world why my dad is the most amazing person in the whole widest world:
So, for next year, I have to take out loans for school, for the first time. Tuition goes way up cuz of Grad school, scholarship goes away (actually... it already did that :-P) So anyway, yeah. Taking out loans.
They got the thing in the mail at home, and my dad called to ask me what my costs would be next year. He said he was going to go to the bank to figure out what was best. Didn't hear anything else from him.
Mom calls yesterday to tell me that I need to accept my loans that DAY or I lose them. WHA?!?!?!?
So my dad's at a chiefs game in Syracuse but I call him anyway, a million times, working out what I need based on the numbers he gives me. He said they can afford 5000 a semester, so I work that into my calculations. Set up how much I need to borrow, finally get down to it and accept the loans I want, and decline the amounts that I don't want. Then call my mom.
'You can have your 5000 all at once or 2500 a semester, just let me know.'
..................
Uh... that's not what dad told me!! So I freak out a little. Cuz I declined those loans, and now I'm 5000 dollars in the hole. Mom keeps telling me all the reasons why they can't give me another 5000 (jeffs going to college next year, they want a new roof, dad might go on strike...) and I keep telling her that I'm not complaining about not getting more money from them - I just wish that they'd communicated this between them so that I knew ahead of time and could have just accepted more loan money.
So I went today to the office to ask them what I could do about the loans I didn't take. I called my dad ahead of time to ask him some questions and he made me CRY. I said, Dad, I'll just take out another 10000 and you guys don't have to worry about any of it. Jeff is going to school. And my dad was like no absolutely not. Jeffs only going to be a senior. Dad thinks he'll end up at CCCC anyway. and my dad was like don't you worry about my job. That's my worry, not yours. And then he said, if I go on strike, I've got plans for you. You don't have to worry about it, I can take care of what you need. You're doing something with your life... and you know what? your mother hasn't brought a penny into this house since '92, and she's gonna spend my money no matter how much there is. So I'd rather spend it on something that's worthwhile.
And I know it's really not fair... i mean, they've covered EVERYTHING so far and that's so much money, and what if Jeff DOES get into Niagara or something... or even UB... that's so much money too. But he doesn't care. It's so different from my mom, who says these are all the reasons we can't give you more. my dad says, these are all the reasons that I think you deserve to have anything. And I mean I understand my mom, she doesn't want ot lose any of the life she's had forever... she doesn't want to scrimp and save at all. And I think that's understandable, really, I mean, this is my education and this is what I chose and I deserve to pay for it. But it means so much to have my dad arguing for me. To have him say all that, and to tell me that he's giving me as much as he can, no matter if I don't want to take it, because i'm want he wants to spend his money on. And in the grand scheme of things, I'm gonna be about 45000 in the hole when I'm done, maybe closer to 50000. So he's not really giving me all that much - but it feels like a million dollars. It feels like more than a million dollars. You ever wanna inspire your kids to try harder, do that, be him. I'm the luckiest girl in the world because he's on my side, I really am.
And as for the extra 5000 that I needed to find, they gave me an extra 3250 for the fall and told me I'll have something available in the spring in case I end up needing it. So everything ended up alright. They just made it entirely too easy for me to take out over 13000 dollars. :-/ Just gotta work hard, get out of here, and pay the friggin things off. haha. I just calculated it - I'm gonna owe like 1500 a MONTH for 30 years once I get out. I can't even comprehend that. Lets... not think about it. haha.
So, for next year, I have to take out loans for school, for the first time. Tuition goes way up cuz of Grad school, scholarship goes away (actually... it already did that :-P) So anyway, yeah. Taking out loans.
They got the thing in the mail at home, and my dad called to ask me what my costs would be next year. He said he was going to go to the bank to figure out what was best. Didn't hear anything else from him.
Mom calls yesterday to tell me that I need to accept my loans that DAY or I lose them. WHA?!?!?!?
So my dad's at a chiefs game in Syracuse but I call him anyway, a million times, working out what I need based on the numbers he gives me. He said they can afford 5000 a semester, so I work that into my calculations. Set up how much I need to borrow, finally get down to it and accept the loans I want, and decline the amounts that I don't want. Then call my mom.
'You can have your 5000 all at once or 2500 a semester, just let me know.'
..................
Uh... that's not what dad told me!! So I freak out a little. Cuz I declined those loans, and now I'm 5000 dollars in the hole. Mom keeps telling me all the reasons why they can't give me another 5000 (jeffs going to college next year, they want a new roof, dad might go on strike...) and I keep telling her that I'm not complaining about not getting more money from them - I just wish that they'd communicated this between them so that I knew ahead of time and could have just accepted more loan money.
So I went today to the office to ask them what I could do about the loans I didn't take. I called my dad ahead of time to ask him some questions and he made me CRY. I said, Dad, I'll just take out another 10000 and you guys don't have to worry about any of it. Jeff is going to school. And my dad was like no absolutely not. Jeffs only going to be a senior. Dad thinks he'll end up at CCCC anyway. and my dad was like don't you worry about my job. That's my worry, not yours. And then he said, if I go on strike, I've got plans for you. You don't have to worry about it, I can take care of what you need. You're doing something with your life... and you know what? your mother hasn't brought a penny into this house since '92, and she's gonna spend my money no matter how much there is. So I'd rather spend it on something that's worthwhile.
And I know it's really not fair... i mean, they've covered EVERYTHING so far and that's so much money, and what if Jeff DOES get into Niagara or something... or even UB... that's so much money too. But he doesn't care. It's so different from my mom, who says these are all the reasons we can't give you more. my dad says, these are all the reasons that I think you deserve to have anything. And I mean I understand my mom, she doesn't want ot lose any of the life she's had forever... she doesn't want to scrimp and save at all. And I think that's understandable, really, I mean, this is my education and this is what I chose and I deserve to pay for it. But it means so much to have my dad arguing for me. To have him say all that, and to tell me that he's giving me as much as he can, no matter if I don't want to take it, because i'm want he wants to spend his money on. And in the grand scheme of things, I'm gonna be about 45000 in the hole when I'm done, maybe closer to 50000. So he's not really giving me all that much - but it feels like a million dollars. It feels like more than a million dollars. You ever wanna inspire your kids to try harder, do that, be him. I'm the luckiest girl in the world because he's on my side, I really am.
And as for the extra 5000 that I needed to find, they gave me an extra 3250 for the fall and told me I'll have something available in the spring in case I end up needing it. So everything ended up alright. They just made it entirely too easy for me to take out over 13000 dollars. :-/ Just gotta work hard, get out of here, and pay the friggin things off. haha. I just calculated it - I'm gonna owe like 1500 a MONTH for 30 years once I get out. I can't even comprehend that. Lets... not think about it. haha.