Hrm..
Ryan and I found a house we want to buy...
It is just down the street from where we are now. It has a big yard, a big garage and a second house just beside it.
The asking price is 72900.
Mortgage calculators calculate the loan being no more than what we pay now hardly (over what we pay now by like $30).
The only problem I think may be FICA. Ryan's score is good, but mine isn't so hot. 651. I did something stupid with a student loan a few months back which I still don't know exactly what I did but they say I was 120 days overdue.
The house looks nice enough on the inside...we snooped around and looked inside all of the windows we were tall enough to look in. (No one lives there.) The woodwork is all natural and there was a big fireplace in the front room. The little house beside it is set up to be a shop or another house.
We couldn't see the kitchen because we weren't gutsy enough to go up on the back deck (inside the privacy fence) and look in those windows. I am on vacation this week, so I will call the realtor tomorrow and make an appointment to see it.
It would be really nice to be putting money towards owning a home rather than paying rent to someone every month.
We would have to consider property taxes and get a savings account for things like fixing furnaces and whatnot (it has central air!). Still, property taxes in this area aren't much as far as I know.
It has three bedrooms and two bathrooms. That's enough for me to have a studio/sewing room. He will have the garage which he can outfit anyway he wants. There is room to park out back so I wouldn't have to park on the street if I didn't want to.
The police department is right across the street.
I know there is a big chance I'm getting myself excited over something that won't happen, but it would be really nice..
It is just down the street from where we are now. It has a big yard, a big garage and a second house just beside it.
The asking price is 72900.
Mortgage calculators calculate the loan being no more than what we pay now hardly (over what we pay now by like $30).
The only problem I think may be FICA. Ryan's score is good, but mine isn't so hot. 651. I did something stupid with a student loan a few months back which I still don't know exactly what I did but they say I was 120 days overdue.
The house looks nice enough on the inside...we snooped around and looked inside all of the windows we were tall enough to look in. (No one lives there.) The woodwork is all natural and there was a big fireplace in the front room. The little house beside it is set up to be a shop or another house.
We couldn't see the kitchen because we weren't gutsy enough to go up on the back deck (inside the privacy fence) and look in those windows. I am on vacation this week, so I will call the realtor tomorrow and make an appointment to see it.
It would be really nice to be putting money towards owning a home rather than paying rent to someone every month.
We would have to consider property taxes and get a savings account for things like fixing furnaces and whatnot (it has central air!). Still, property taxes in this area aren't much as far as I know.
It has three bedrooms and two bathrooms. That's enough for me to have a studio/sewing room. He will have the garage which he can outfit anyway he wants. There is room to park out back so I wouldn't have to park on the street if I didn't want to.
The police department is right across the street.
I know there is a big chance I'm getting myself excited over something that won't happen, but it would be really nice..