Robert Holmes, Libor II
Who is Robert Holmes?
Robert Holmes
Senior Lead Scientist at Fair Isaac Corporation (also know as FICO)
"My educational background is in Mathematics and Statistics. My experience over the last 10 years at HNC and FICO has been in develping predictive models for financial services; credit & fraud risk models,first and third party application fraud models and internet/online banking fraud models.
Dr. Robert Holmes, who received a PhD in Statistics in 1981 from the University of California at Berkeley, worked for San Diego-based HNC Software, Inc. from 2000 to 2002. HNC, known as a “neural network” company, and DARPA, beginning in 1998, have worked on developing “cortronic neural networks,” which would allow machines to interpret aural and visual stimuli to think like humans.
Management Experience: I am currently managing a team building Falcon Fraud Manager Credit card fraud models. I have also managed teams in the Telco and Identity Theft fraud areas."
(this is from his LinkedIN which has now been deleted)
Falcon Fraud Manager Credit:
FICO Falcon Fraud Manager 6 is the most accurate and comprehensive solution for detecting payment card fraud, reducing losses by up to 50%. No other system detects as much fraud with as little impact on customers and low operational cost.
FICO® Falcon® Fraud Manager
The new release of FICO Falcon Fraud Manager 6 is the most accurate and comprehensive solution for detecting payment card fraud, reducing losses by up to 50%. No other system detects as much fraud with as little impact on customers and low operational costs-which is why 17 of the top 20 credit card issuers worldwide rely on the FICO Falcon system to protect transactions in more than 2.5 billion active accounts. With FICO Falcon 6, you can use even more advanced analytics to detect up to 44% more fraud
http://www.fico.com/en/products/dmapps/pages/fico-falcon-fraud-manager.aspx
http://patents.justia.com/2003/06597775.html
U.S. Patent Number: 6,597,775
Self-learning real-time prioritization of telecommunication fraud control actions
July 22, 2003 Inventor(s)
Justin Lawyer (San Diego, CA United States of America), Alex Barclay (San Diego, CA United States of America), Dirk Englund (San Diego, CA United States of America), Robert Holmes (San Diego, CA United States of America), Dimpy Pathria (Burr Ridge, IL United States of America), Tim Roach (San Diego, CA United States of America), Scott Zoldi (San Diego, CA United States of America)Assignee
Fair Isaac Corporation (San Diego, CA United States of America)
Application Number: 09/9,963,358
Application Filed: September 25, 2001
Primary Examiner: Curtis Kuntz
Assistant Examiner: Quoc Duc Tran
Examiner Group: 2643
Attorney, Agent, or Firm: Robert Sachs , Michael A. Glenn , Glenn Patent Group
(interesting as I just saw the name Barclay on the LIBOR scandal)
Robert Holmes is said to have developed computer algorithms that demonstrate predictive models for financial services; credit and fraud risk models, first and third party application fraud models and internet/online banking fraud models.
HNC Software:
http://investing.businessweek.com/research/stocks/private/snapshot.asp?privcapId=29486
Company Overview of HNC Software Inc.
Company Overview
As of August 5, 2002, HNC Software, Inc. was acquired by Fair Isaac Corp. Previously, the company provided analytics and decision management software and tools primarily in the United States. The company’s software and tools enable companies to manage customer interactions by converting data and business experiences into recommendations. HNC Software was formed in 1986.
http://articles.latimes.com/keyword/hnc-software-inc
Fair Isaac to Buy Rival HNC Software
April 30, 2002 | Reuters
Software company Fair, Isaac & Co. said it would buy smaller rival HNC Software Inc. for more than $700 million, strengthening business in analytical products including credit card fraud detection. HNC, based in San Diego, develops software that predicts patterns of human behavior from databases that track transaction histories. Some of its major customers include financial institutions such as JP Morgan Chase, telephone companies including AT&T Corp. and retailers such as Wal-Mart Stores Inc.
http://www.foxbusiness.com/personal-finance/2012/07/11/fico-introduces-new-mortgage-credit-score/
DAARPA? Global Finances? The mystery is mounting...
Robert Holmes
Senior Lead Scientist at Fair Isaac Corporation (also know as FICO)
"My educational background is in Mathematics and Statistics. My experience over the last 10 years at HNC and FICO has been in develping predictive models for financial services; credit & fraud risk models,first and third party application fraud models and internet/online banking fraud models.
Dr. Robert Holmes, who received a PhD in Statistics in 1981 from the University of California at Berkeley, worked for San Diego-based HNC Software, Inc. from 2000 to 2002. HNC, known as a “neural network” company, and DARPA, beginning in 1998, have worked on developing “cortronic neural networks,” which would allow machines to interpret aural and visual stimuli to think like humans.
Management Experience: I am currently managing a team building Falcon Fraud Manager Credit card fraud models. I have also managed teams in the Telco and Identity Theft fraud areas."
(this is from his LinkedIN which has now been deleted)
Falcon Fraud Manager Credit:
FICO Falcon Fraud Manager 6 is the most accurate and comprehensive solution for detecting payment card fraud, reducing losses by up to 50%. No other system detects as much fraud with as little impact on customers and low operational cost.
FICO® Falcon® Fraud Manager
The new release of FICO Falcon Fraud Manager 6 is the most accurate and comprehensive solution for detecting payment card fraud, reducing losses by up to 50%. No other system detects as much fraud with as little impact on customers and low operational costs-which is why 17 of the top 20 credit card issuers worldwide rely on the FICO Falcon system to protect transactions in more than 2.5 billion active accounts. With FICO Falcon 6, you can use even more advanced analytics to detect up to 44% more fraud
http://www.fico.com/en/products/dmapps/pages/fico-falcon-fraud-manager.aspx
http://patents.justia.com/2003/06597775.html
U.S. Patent Number: 6,597,775
Self-learning real-time prioritization of telecommunication fraud control actions
July 22, 2003 Inventor(s)
Justin Lawyer (San Diego, CA United States of America), Alex Barclay (San Diego, CA United States of America), Dirk Englund (San Diego, CA United States of America), Robert Holmes (San Diego, CA United States of America), Dimpy Pathria (Burr Ridge, IL United States of America), Tim Roach (San Diego, CA United States of America), Scott Zoldi (San Diego, CA United States of America)Assignee
Fair Isaac Corporation (San Diego, CA United States of America)
Application Number: 09/9,963,358
Application Filed: September 25, 2001
Primary Examiner: Curtis Kuntz
Assistant Examiner: Quoc Duc Tran
Examiner Group: 2643
Attorney, Agent, or Firm: Robert Sachs , Michael A. Glenn , Glenn Patent Group
(interesting as I just saw the name Barclay on the LIBOR scandal)
Robert Holmes is said to have developed computer algorithms that demonstrate predictive models for financial services; credit and fraud risk models, first and third party application fraud models and internet/online banking fraud models.
HNC Software:
http://investing.businessweek.com/research/stocks/private/snapshot.asp?privcapId=29486
Company Overview of HNC Software Inc.
Company Overview
As of August 5, 2002, HNC Software, Inc. was acquired by Fair Isaac Corp. Previously, the company provided analytics and decision management software and tools primarily in the United States. The company’s software and tools enable companies to manage customer interactions by converting data and business experiences into recommendations. HNC Software was formed in 1986.
http://articles.latimes.com/keyword/hnc-software-inc
Fair Isaac to Buy Rival HNC Software
April 30, 2002 | Reuters
Software company Fair, Isaac & Co. said it would buy smaller rival HNC Software Inc. for more than $700 million, strengthening business in analytical products including credit card fraud detection. HNC, based in San Diego, develops software that predicts patterns of human behavior from databases that track transaction histories. Some of its major customers include financial institutions such as JP Morgan Chase, telephone companies including AT&T Corp. and retailers such as Wal-Mart Stores Inc.
http://www.foxbusiness.com/personal-finance/2012/07/11/fico-introduces-new-mortgage-credit-score/
DAARPA? Global Finances? The mystery is mounting...