Guilty treats.
Although I graduated 6 months ago and have been reasonably well paid since then, I find it hard to spend money on "luxury" things without real consideration. This is partly because I spend an excessive amount on a luxury flat, and also I need to save but I think after 5 years of living frugally it's hard to shake anyway. i can't imagine ever being like "ooh lovely new designer shoes i'll take them" or getting a huge TV or computer or something without really going over it for weeks first. Hell I look forward to the day when I allow myself to buy Persil or some other not bottom of the range washing powder, I'm so used to just automatically getting own brand everything. My biggest outgoings are my flat, as mentioned, as it is very expensive but I love love love it, and paying for trains to go and visit people. In my head that is "excluded" from a normal budget - I never count it. Oops.
So what is your guilty pleasure that you spend too much money on, or what will be the first thing you get when you are in a secure financial situation (i have always just imagined that one day I'll wake up as a proper grown up with a large disposable income and no debts and will be able to get things when I want them!)
So what is your guilty pleasure that you spend too much money on, or what will be the first thing you get when you are in a secure financial situation (i have always just imagined that one day I'll wake up as a proper grown up with a large disposable income and no debts and will be able to get things when I want them!)