May 02, 2008 20:23
On Monday, it had been decided (mostly by me) that my car is not in any condition to be driving in. I say mostly i decided that, because when i was driving home from work, my brakes (which i was fully aware were breaking) made an obnoxiously loud noise when i started to break, and towards the end, actually vibrated my car. Neither of which are anywhere close to good for any car. So, im car-less. i have no car anymore. It's made the past few days very unbearable... you know, not being able to transport myself anywhere.
We did find an amazing car at a ridiculously good price. It's a black '97 Toyota Camry that is in excellent condition and has a... get this... six cd changer (granted it's located in the trunk, but nonetheless you can control which cd you play in the front), and we managed to get it from the asking price of $4999, to $4150. A-fricken-mazing. Most Camry's in that condition, are worth $5500. It's unreal. We got it on hold until Tuesday or Wednesday.
The problem is, we want to take out a loan with Target's credit union. This way, the car is in their name until i get the loan from them paid off, and they can take it out of my biweekly paycheck, and i only feel that slight sting of a smaller paycheck, and dont have to worry about writing a check each month, like i would have to do if i took out a loan from my bank, our second option. However, it's practically Saturday as of right now (it's 9pm on Friday, business terms, it's Saturday.) The credit union, which i overnight-ed both my membership application and $205 dollars ($5 for the membership fee and $200 for my savings account so i dont get a monthy fee of $3), is closed both Sat and Sun. So, i cannot even ask for a loan until... Monday! Which is dangerously close to when our hold on that car is up.
We've decided if i can get out of work early enough, we'll go to the bank before i closes on Saturday (which is sometime around noon) and try to get a loan through them, and if that works out, then that's what we'll have to do. I just wish the damn credit union was open on weekends.
Oh! And, my stepfather is satan... making everything soooooooo much better.
ugg. drama, drama, drama.
toyota,
camry,
my stepfather,
car