It never fails.
Just when things start looking up financially wise, they start looking down again.
Kurt just got a raise and we had planned to live off what we had been living off of and put the rest toward debt. The raise is equivalent to about 200 dollars a month. Well, guess what.
The van has to have 800 dollars worth of work done on it. Fortunately, we had some in savings. Not enough to cover all of it, but over half. The rest will be coming out of checking. Unfortunately, I had already put the money on the credit card. We're trying to see if we can avoid using the card. This means Christmas is going to be really tight. I had wanted to get a couple more things for the children, but I guess what we've got is going to be what they get. Fortunately, half of our shopping is done. We only need a few more gifts. Still, I was hoping to do something a little bit more than we're going to be able to do now.
Next year, I won't be doing so many quilts. Baby gifts will have to come from stores and they'll be smaller. I have some panels I want to turn into wall hangings so if I'm really really lucky I can sell a couple of those. Of course, I have to find time to work on them too. That won't happen until after the first of the year.
It's at times like these that I think about my decision to stay home with the children. If I worked, we'd get more income. The problem is, I'd have to put the children in day care. All of my income would probably just go to daycare, but there's more to it than just that. These are MY children. *I* want to raise them. Kurt and I are the parents, we are responsible for them. I don't want to give them to someone else to raise if I don't have to. So we won't. It's just really scary sometimes.
This too shall pass. We'll make it, I have to remember that. Money won't always be this tight, we won't always have so much debt (7-8 k of which has been due to car troubles over the last three years). It will get better. I just have to remember.
Kurt just got a raise and we had planned to live off what we had been living off of and put the rest toward debt. The raise is equivalent to about 200 dollars a month. Well, guess what.
The van has to have 800 dollars worth of work done on it. Fortunately, we had some in savings. Not enough to cover all of it, but over half. The rest will be coming out of checking. Unfortunately, I had already put the money on the credit card. We're trying to see if we can avoid using the card. This means Christmas is going to be really tight. I had wanted to get a couple more things for the children, but I guess what we've got is going to be what they get. Fortunately, half of our shopping is done. We only need a few more gifts. Still, I was hoping to do something a little bit more than we're going to be able to do now.
Next year, I won't be doing so many quilts. Baby gifts will have to come from stores and they'll be smaller. I have some panels I want to turn into wall hangings so if I'm really really lucky I can sell a couple of those. Of course, I have to find time to work on them too. That won't happen until after the first of the year.
It's at times like these that I think about my decision to stay home with the children. If I worked, we'd get more income. The problem is, I'd have to put the children in day care. All of my income would probably just go to daycare, but there's more to it than just that. These are MY children. *I* want to raise them. Kurt and I are the parents, we are responsible for them. I don't want to give them to someone else to raise if I don't have to. So we won't. It's just really scary sometimes.
This too shall pass. We'll make it, I have to remember that. Money won't always be this tight, we won't always have so much debt (7-8 k of which has been due to car troubles over the last three years). It will get better. I just have to remember.