A glimmer of health care hope
I was valedictorian of my theological school. And my undergrad college. And my high school. I even graduated top of my eighth-grade class, should such a thing matter to anyone. While math was never my favorite subject, I did make it as far as pre-calc and calc 1, and with good enough grades to not lower my overall GPA.
All that is to say that *yesterday* I realized that September 25, my due date, comes after September 1, the start of Husband's new school year.
Honest, I'm really a very intelligent individual.
And that means (the dates, not the intelligence) that we would have the opportunity to look at his school's health insurance plan and, if they fully cover prenatal and delivery, which many middle schools, being largely staffed by women of child-bearing age, do, we could not take the buyout and instead keep his plan in addition to mine. Then I could deliver a baby, even via c-section, with no need for 15% out-of-pocket expenses. I could have a baby, essentially for free.*
Of course, then my poor little churches, who have to provide the Conference's health insurance plan regardless of whether or not their pastor has other insurance, would be paying $13,000 a year for a plan so crappy I'm not even using it. Bet they'll love that.
*may not be redeemable in all areas, subject to up-front ultrasound and blood test costs, and does not include diapers, baby room setup, clothing, or additional wear and tear on body, mind, spirit, and household.
All that is to say that *yesterday* I realized that September 25, my due date, comes after September 1, the start of Husband's new school year.
Honest, I'm really a very intelligent individual.
And that means (the dates, not the intelligence) that we would have the opportunity to look at his school's health insurance plan and, if they fully cover prenatal and delivery, which many middle schools, being largely staffed by women of child-bearing age, do, we could not take the buyout and instead keep his plan in addition to mine. Then I could deliver a baby, even via c-section, with no need for 15% out-of-pocket expenses. I could have a baby, essentially for free.*
Of course, then my poor little churches, who have to provide the Conference's health insurance plan regardless of whether or not their pastor has other insurance, would be paying $13,000 a year for a plan so crappy I'm not even using it. Bet they'll love that.
*may not be redeemable in all areas, subject to up-front ultrasound and blood test costs, and does not include diapers, baby room setup, clothing, or additional wear and tear on body, mind, spirit, and household.