I was wrong.

[adafrog]

I had my usual house fixing company out this morning because I saw of piece of what I think my be my skylight. Their guy said that the skylights outer layer is broken but not the inner layer (had no idea there was more than one layer), the roof needs to be replaced, and that there are marks and dents on the trim.
He hadn't checked my stall barn or arena roof, so is going back to do that.

We'll see what insurance says.