"I had heard that," from John Hart actually. She kicked her pants away, standing before him unabashedly in panties and chemise.
"Take off your pants Jack, and prove it." Jack snickered, "Oddly enough, that's not the first time I've heard that."
Then he undid the buckle of his belt and made quick work of his zipper, a moment latter his pants were and underwear were on the ground next to her pants. Which left him completely naked before her, equally brazen.