Jun 19, 2009 16:37
have been really stressing lately about my/our financial future.
i don't want to wait until it's too late, i'll be 26 next month :/
i just think that i've been blessed in so many ways, that it would be totally irresponsible to ruin my future by not planning. i'm so grateful to have found someone that wants to put up with me for the rest of their lives (god help him!). i've avoided getting accidentally knocked up (go cath!) and my boy hasn't managed to get anyone else knocked up in the past (go si!)
at least i have a clean slate there, in comparison to my sister.
i know the most amazing single mum's, but with that - i've also seen an incredible amount of hardship, which i don't believe i am strong enough to handle.
me and simon are a pretty traditional (read: boring!) couple. we're not interested in drinking our lives away, we're very committed to eachother and we also have the same goals.
at the end of the day, sure - it'd be sweet to spend a couple of years travelling around the world. but there's no way we'd want to come home to all that debt. we're very family orientated and there's nothing we want more than to buy a house and fill it with babies :)
but; it has to be done the right way.
and i have no idea how we'll ever be able to get that.
i've fucked up the past few years with all my useless studying, now after re-assessing my dreams i'm back in an entry-levelish job. plus we're practically in a recession, so goodbye oodles of money.
si's 22 and after re-assessing his dreams, he's starting all over again. which is more acceptable at his age, but very frustrating for me.
i know that i'm trying my best & i'll get a weekend job within the next few months - but i'm still very cranky with myself. at least i don't have any credit-card debt!
i'm also fabulous at budgeting and managing my money :)
i just want to be able to give my family the best opportunities in life. i don't want to be one of those bogan parents i see at work that screech "NO FAIRY FLOSS FOR YOU, I CAN'T AFFORD THAT!". i don't want to have to save for a year, so i can afford to take my kids to luna park.
i guess because i had such a priveliged upbringing, i would only want the same for my children. i lived in a fantastic area & we owned our own home. i had whatever i wanted (within reason) and i can't remember a time i ever went without.
but it's just so much harder these days ...
i'm not afraid to work for it, i'm just not sure i'm doing it the right way.
in short; i'm just really scared about my future :/